"The only limit to our realization of tomorrow will be our doubts of today.” - Franklin D. Roosevelt

Hey Everyone,

Happy 4th of July!!

Welcome to this week’s edition of The Ridgeline Rundown!

The housing market is shifting toward something we haven’t seen in a while—balance. And while that might sound uneventful, it’s actually great news. The frenzy of the past few years left a lot of buyers and sellers feeling uncertain, but today’s market is healthier, steadier, and full of opportunities—whether you’re ready to move now or planning a year out.

Here’s what it means for you:
You don’t have to rush. But you do need the right plan and insights to navigate this market with confidence—and that’s where I come in.

As always, I’m here to guide you with honest advice, real strategies, and a personalized approach that makes a difference. Have questions? Let’s chat and build a plan that works for you.

Mortgage Minute

Mortgage rates had been steadily dropping since May 21st, but that streak ended today with the average 30-year fixed rate rising 0.06% for top-tier borrowers. While that’s a notable one-day jump, rates remain near their lowest levels since early April.

This pause isn’t surprising. After 11 straight days of declines, a bounce was likely, especially ahead of key economic data. Tomorrow’s jobs report—and inflation data on July 15th—could heavily influence whether the Fed cuts rates soon.

Remember, while the Fed Funds Rate doesn’t directly set mortgage rates, shifts in rate cut expectations often align with mortgage rate movement. Expect higher volatility tomorrow as markets react.

The Insider’s Guide to Real Estate | Tips

Think No One’s Buying Homes Right Now? Think Again.

If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell? 

Colorado Springs Social Scene

Military News and Updates

Major housing development near Schriever voted down, but it could eventually gain approval

Concerns over proximity to Schriever Space Force Base drove a 5-3 decision Thursday by the El Paso County Planning Commission not to recommend a mixed-use development that could bring as many as 5,000 homes to the plains north of the base.

Feel free to reach out with any real estate questions—I’m here to help, no matter the state!

Referrals are the biggest compliment, so send anyone my way. Until next time!