2026 Housing Market Outlook

3 Min Read | 🚀 2026 Market Comeback + 💰 Rates + Prices Trending Steady + 🌄 Colorado Springs Happenings

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"Home is the starting place of love, hope, and dreams” - Lana Del Ray

Hey Everyone,

Welcome to this week’s edition of The Ridgeline Rundown!

After a few years of slowdown, the housing market is finally gearing up for action. Experts say 2026 could bring more listings, more sales, and more opportunities for buyers and sellers alike.

With mortgage rates expected to ease and home prices stabilizing, the door is opening for those who’ve been waiting for the right time to make a move.

Let’s break down what’s shifting—and how it could work in your favor.

My goal is simple—help you make smart moves with clarity and confidence. If you’re ready to plan your next step, let’s chat and make it happen. 🤝

Table of Contents

Mortgage Minute

Mortgage rates have moved notably lower over the past two days, with many lenders issuing afternoon reductions following an unexplained bond market surge. Conventional 30-year fixed rates are slipping from the mid-6.3% range toward the low-6.1% range, where rate drops often accelerate. Whether this trend continues or rebounds is uncertain, though recent improvements have already exceeded expectations.

The Insider’s Guide to Real Estate | Tips

2026 Housing Market Outlook

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.

More Homes Will Sell

With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):

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Witches, Warlocks & Ghouls Ride

Military News and Updates

Few Colorado Springs reservists apply for part-time Space Force work, commander says model presents challenges

Feel free to reach out with any real estate questions—I’m here to help, no matter the state!

Referrals are the biggest compliment, so send anyone my way. Until next time!

Home insurance rates up by 76% in some states

Over the last 6 years, home insurance rates have increased by up to 76% in some states. Between inflation, costlier repairs, and extreme weather, premiums are climbing fast – but that doesn’t mean you have to overpay. Many homeowners are saving hundreds a year by switching providers. Check out Money’s home insurance tool to compare companies and see if you can save.

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